Investing in real estate is one of the best ways to build long-term wealth.
But how do you finance an investment property?
🏡 Common Loan Options
- Conventional Investment Loans
- DSCR Loans (based on rental income)
- Portfolio Loans
- FHA Multi-Family Loans (owner-occupied)
- Cash-Out Refinance
💰 What Lenders Look For
- Credit score
- Down payment (usually higher than primary homes)
- Rental income potential
- Debt-to-income ratio
🏡 DSCR Loans Explained
DSCR loans focus on:
- Rental income vs loan payment
- No need for traditional income proof in some cases
This is great for investors with multiple properties.
🎯 Final Thoughts
Investment properties can generate passive income and long-term wealth — if financed correctly.
👉 Let The Mortgage Source LLC help you find the right investment loan.
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