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cturner@themtgsrc.com
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Down Payment Assistance –Making Homeownership More Affordable

Down Payment Assistance (DPA) programs are designed to help you cover the upfront costs of buying a home, making homeownership more accessible, especially for first-time buyers. These programs offer grants or low-interest loans to help with your down payment and/or closing costs.

Why Choose a Down Payment Assistance?

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No or Low Down Payment
Get help covering the down payment, so you don’t have to save as much upfront.
Grants or Forgivable Loans
Some programs offer grants that don’t need to be repaid, or loans that may be forgiven over time.
Lower Monthly Payments
With less money needed upfront, you may have lower monthly mortgage payments.
Variety of Programs
Different programs are available based on your income, location, and homebuyer status (e.g., first-time buyer).

Who Qualifies for a Down Payment Assistance?

First-Time Homebuyers
Many programs are designed for first-time buyers, though there are some options for repeat buyers.
Income Limits
Many programs are designed for first-time buyers, though there are some options for repeat buyers.
Credit Score Requirements
Depending on the program, you may need a minimum credit score (typically around 580 or higher).
Primary Residence
The home must be your primary residence (not an investment property).

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24/7 Support:
(864) 712-4511
Email Our Expert:
cturner@themtgsrc.com
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Greencille , Spartanburg ,Greer
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