T h e M o r t g a g e S o u r c e L L C
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(864) 712-4511
Email Our Expert:
cturner@themtgsrc.com
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USDA Loans – Affordable Home Financing for Rural and Suburban Areas

A USDA loan is a government-backed mortgage designed to help low-to-moderate income homebuyers purchase a home in rural or suburban areas with $0 down payment. These loans are backed by the U.S. Department of Agriculture (USDA) and offer affordable home financing options to promote homeownership in less-populated areas.

Why Choose a USDA Loan?

No Down Payment
$0 down means you don’t need to save up for a large down payment.
Lower Interest Rates
Competitive interest rates help keep monthly payments affordable.
Lower Mortgage Insurance
USDA loans have lower monthly mortgage insurance than other loans.
Flexible Credit Requirements
Easier to qualify for, even with less-than-perfect credit.

Who Qualifies for a USDA Loan?

Income Limits
Your household income must be below the USDA’s income limits (based on your area).
Rural or Suburban Area
The home must be located in a USDA-approved rural or suburban area (we can help you check).
Credit Score
A credit score of 640 or higher is typically preferred, but exceptions can be made.
Primary Residence
The home must be your primary residence (not an investment property).

How The Mortgage Source LLC Can Help

At The Mortgage Source LLC, we specialize in helping you navigate the USDA loan process. Our team will:

Help you determine if your home qualifies for USDA financing.

Check your eligibility based on income and credit requirements.

Guide you through the application process to ensure a smooth experience.

Find the best USDA loan rates to save you money on your new home.

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Still Have Questions? Let’s Talk Today!

Start the conversation and discover how we can help.

24/7 Support:
(864) 712-4511
Email Our Expert:
cturner@themtgsrc.com
Find Our Location:
Greencille , Spartanburg ,Greer
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